Nonprofits Insurance Alliance

A head for insurance. A heart for nonprofits.

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    • Nonprofits Insurance Alliance®
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    • NONPROFITS OWN®
      • Commercial General Liability
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California Nonprofits: Are Your Workers Independent Contractors after AB5?

November 26, 2019

Following the 2018 decision in Dynamex Operations West, Inc. v. Superior Court, which established a three-part ABC test to determine coverage under the California Wage Orders—regulations from which many higher level and higher paid workers are exempt—A …

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View Topic: Employment Risk Consulting

Federal Court Further Defines Requirements for FCRA Disclosure Notices

April 18, 2019

There’s an old saying: “What you don’t know, can’t hurt you.” In the employment context, recent federal court cases have sometimes called for that phrase to become, “What you do know can hurt you”—especially if you ask the wrong questions and uncover i …

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View Topic: Employment Risk Consulting

Managing the Risks of Workplace Romances – A Guide to Appropriate Policies

August 8, 2018

It is no secret that love and romance can blossom just about anywhere, including in the workplace. A recent Vault.com survey reported by The Fiscal Times, examined employers in a variety of industries and professions and found that a significant number …

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View Topic: Employment Risk Consulting Tagged With: Employment issues, Employment Risk Management, General Liability, insurance, Insurance for Nonprofits, loss control, NIAG, Nonprofits Insurance, Nonprofits Insurance Alliance Group, Office relationships, Office romances, Risk Management, Romance in the workplace, Workplace romances

Handling Terminations of Employment

June 4, 2018

No termination should ever come as a surprise. This is a common mantra by labor, employment and human resource specialists alike, because it summarizes the topic of employment terminations so well. Preparing to terminate an employee is no simple matter …

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View Topic: Employment Risk Consulting Tagged With: 501(c)(3) nonprofit, 501c3, Employment, Employment Law, HR, Human Resources, Insurance for Nonprofits, Nonprofit, Nonprofit Employment Law, Nonprofits Insurance Alliance Group, Risk Management, Termination, Termination of Employment

Changes to Independent Contractor Classification in California

May 9, 2018

While businesses have traditionally subcontracted certain tasks to independent contractors, the on-demand or “gig” economy has seen this practice skyrocket with the business models used by Uber, Lyft, GrubHub, TaskRabbit and many other tech companies. …

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View Topic: Employment Risk Consulting Tagged With: 501(c)(3) nonprofit, 501c3, California, Employee, Employment Law, Employment Practices Liability, Employment Risk Management, Employment Risk Manager, Independent Contractor, insurance, Insurance for Nonprofits, Nonprofit, Risk Management

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Start Here: Working with NIA
    • Submit 501(c)(3) Nonprofit Business
    • Become an Appointed Broker
    • States Covered
    • Broker FAQ
  • Events
    • Webinars
    • Live Q & A
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
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    • Fair Pricing
  • Blog
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AM Best A IX (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A IX (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
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Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2022 AMS.