Values & Ethics

A company built around values and ethics.

Nonprofits Insurance Alliance (NIA) is built on a foundation of doing the right thing every day, in every circumstance, to the best of our ability.

A woman and child planting something in the ground

Insured by NIA:
Project Food Forest
Sioux Falls, SD

Dedicated to nonprofits. Committed to social responsibility.

Nonprofits Insurance Alliance is committed to supporting practices, systems, and structures that restore balance to the earth’s environment and equitable treatment for all people and groups — all of NIA’s operations are measured against that core commitment to social responsibility.

Sustainability and equity practices.

NIA uses two lenses to examine practices, systems, and structures to restore balance in communities: Sustainability and equity.

Both guide all of NIA’s business decisions, including:

  • Which companies NIA chooses to invest with
  • The vendors NIA does business with
  • How NIA manages its own infrastructure and employees
close-up of a research vessel on the open ocean

Insured by NIA:
Sustainable Seas Technology
Ocala, FL

Responsible investment philosophy.

NIA invests 100% of its assets in a socially responsible manner through such investment options as:

  • Fixed-income portfolios
  • Equity funds

When looking to invest, NIA’s boards of directors consider the investment’s socially responsible screens and/or environment, social and governance (ESG) strategies.

two people in hats pose in a cafeteria

Insured by NIA:
Community Bridges
Santa Cruz, CA

Socially conscious leadership and governance.

NIA believes that a commitment to ethical conduct is key to its success.

That means all NIA staff, from the CEO and boards of directors on down, are dedicated to:

  • Modeling ethical behavior
  • Adhering to high standards of personal and professional integrity
  • Avoiding and addressing potential conflicts of interest
  • Being responsive to the needs of its members, the nonprofit sector, and society at large
a group of people hugging

Insured by NIA:
Death Penalty Action
Ghent, NY

Learn more about NIA.

You’ve come this far, and you shall be rewarded with more knowledge of all things NIA.

Commercial carriers sometimes compete for nonprofit business and offer cheap rates during “soft markets,” that are later increased when the market changes.

As a group of 501(c)(3) nonprofit insurers, the mission of Nonprofits Insurance Alliance is to maintain fair and equitable pricing.

NIA accomplishes this by relying on its extensive database of accident and injury claims — which enables NIA to more accurately assess each nonprofit’s individual risk and set appropriate coverages.

Read about the history of NIA.

No. Nonprofits Insurance Alliance (NIA) is a group brand made up of nonprofit insurers, all rated A (Excellent) by AM Best, that exclusively insure 501(c)(3) organizations.

NIA currently insures more than 26,000 nonprofit organizations across 32 states and the District of Columbia.

In addition to coverages, NIA offers companion programs with carrier partners.

Risk retention groups (RRGs) are owned by their member policyholders, so many key advantages relate to the control that their members exert through boards of directors they elect.

This control often results in lower rates over the long term, broader coverage, specialty coverage, more fair and equitable pricing, and effective risk management programs — leading to favorable loss experience for members and the group overall.