Liability and property insurance for 501(c)(3) nonprofits, from a nonprofit.
Nonprofits need affordable insurance tailored to their unique operations and budget, and that’s what Nonprofits Insurance Alliance (NIA) does.
NIA is a 501(c)(3) nonprofit! Who understands your organization better than another nonprofit?
For Nonprofits For Brokers
Insured by NIA:
Redfish Music Festival
Port Orford, OR
California FFAs: Learn about changes affecting your coverage after AB 2496 and read this FAQ.
Your nonprofit needs insurance.
You can get it from a nonprofit!
NIA is a 501(c)(3) nonprofit, just like you.
When you get liability and property insurance from NIA, you receive coverage that is designed specifically for nonprofits, with fair and equitable pricing that is based on your nonprofit’s own operations – and not tied to the whims of the market!
What’s more, you also get access to practical, useful services and consulting that can help prevent things from going wrong at your nonprofit.
- 26,000+
- nonprofits are insured by NIA.
- 95%
- of NIA members renew year after year.
- 35+ Years
- insuring nonprofits with fair and equitable pricing.
As a nonprofit, your needs are special.
Had a less-than-ideal experience with insurance in the past? NIA is a 501(c)(3) nonprofit, just like you. Being insured by a nonprofit is a completely different experience. Here’s why:
How does it work?
Let’s try something a little different and explain the complex topic of liability insurance in a simple and easy-to-understand way.
Insured by NIA:
BLOCKS
Silverdale, WA
Coverages.
Having insurance is good. Having the right insurance is much better.
Every nonprofit is unique. Whether you work with vulnerable populations, rely on volunteers, put on fundraising events, transport the elderly, employ social workers, or other activities, your insurance needs are very specific to your operations.
Insured by NIA:
Derry Township Community Cats
Hershey, PA
Tools, consulting, and training to protect your mission and those you serve.
NIA wants to make things easier for nonprofits. If you’re insured with NIA, you’re also going to get a lot of other services and free consulting that you might already be paying for!
Insured by NIA:
Uncommon Good
Claremont, CA
When bad things happen.
All of these bad things really happened to nonprofits. Here’s how NIA protected them.
Even a minimal fire can cause a lot of damage at a nonprofit. Here’s how businessowners property insurance helped with the damages.
Vandalism & Malicious Mischief
How Business Personal Property insurance helped a nonprofit when unidentified person(s) maliciously caused a flood in their building.
An employee with ongoing productivity issues requested accommodation for health issues, and filed a complaint with an administrative body overseeing allegations of discrimination.
What nonprofits are saying:
Timely topics:
You might think insurance isn’t interesting. NIA begs to differ.
From the Claims Files: Embezzlement
Lax financial oversight rarely goes unnoticed, creating enticing opportunities for embezzlement. Are your nonprofit’s funds a tempting target?
California FFA & AB 2496 Explain Like I’m Five (ELI5) FAQ
Factual answers to common questions about California FFAs and AB 2496, with simple, jargon-free language and sourced information.
From the Claims Files: Personal Use of Nonprofit Vehicles
Allowing someone to use your nonprofit’s vehicle as their personal car means you could be assuming potential risk — whether they go straight home or straight to the bar. Is that a risk worth taking?
Still not convinced?
If you’re reading this, NIA applauds your tenacity! Here are some of the most popular questions NIA hears every day, from detail-oriented individuals like yourself.
Since Nonprofits Insurance Alliance’s beginnings in 1989, it has been committed to fair and equitable pricing.
Nonprofits insured by NIA enjoy peace of mind, knowing they won’t be subjected to dramatic and unanticipated price swings.
Because many nonprofits operate on tight budgets planned far in advance, they value NIA’s commitment to protect them against unexpected premium hikes.
That’s one of the reasons why 95% of the nonprofits insured by NIA renew every year.
Nonprofits Insurance Alliance (NIA) provides liability insurance exclusively for 501(c)(3) nonprofit organizations.
Coverage is currently available in the following states, and NIA insures many types of 501(c)(3) nonprofits.
Once you’ve submitted a complete application for coverage through a licensed insurance broker, it can take seven days or more to receive a quote. Here’s why:
In coordination with your broker, you’ll be asked to complete a thorough application which inquires about your size, your operations, and key factors — like whether or not you have volunteers, host events, or serve children or the elderly.
This information will be included in the application submitted by the broker to NIA.
The NIA team must then review, analyze, and price the risk presented by your operations. You’ll receive an email from NIA letting you know that teams are working on a quote.
When the quote is complete, your broker will retrieve it from NIA’s secure website, and review its terms and conditions with you.