This page helps appointed insurance brokers submit business.
If you are a broker already appointed with NIA, this is the place to qualify and submit new business applications.
Not appointed yet? Learn how to become an NIA-appointed broker.
Insured by NIA:
Sister League of San Diego
San Diego, CA
First, confirm the 501(c)(3) is not one of these:
NIA cannot insure:
- Nonprofit types other than 501(c)(3), such as 501(c)(4), 501(c)(6), etc. Examples: Cemeteries, funeral homes, homeowners or condo associations, political action committees or groups, unions
- Athletic leagues, competitive travel teams
- Boy Scouts / Girl Scouts troops
- Campgrounds, retreats
- Certain types of housing assistance: Supportive housing for the homeless in large city centers, hotel occupancies, single room occupancies without supportive services*
- Chambers of commerce, trade associations, or homeowners’ associations
- Churches, synagogues, temples, or organizations whose primary purpose is to promote the specific teachings or beliefs of a specific religion or person
- Lockdown / detainment facilities, or facilities whose primary purpose is to hold people against their will
- Foster family agencies*
- Fraternities, sororities
- Medical: Ambulance services, birth centers, blood banks, EMS, first aid squads, hospitals, medical marijuana dispensaries, non-ambulatory / nursing care facilities (hospice is an exception), physicians
- Mountain bike / motorcross groups
- Nonprofit developers that build with the intent to sell
- Nonprofits with heavy transportation exposures or large vehicle fleets*
- Nonprofits whose primary purpose is to take a position on abortion or pro-life
- Private schools that do not serve an underprivileged student body
- Recovery: Detox facilities, methadone clinics, residential drug and alcohol rehabilitation and recovery, sober living facilities*
- Saddle animal coverage (where this is the primary focus of the org, or animals are offered for hire)
- Youth residential treatment, short-term residential therapeutic programs
- Zoos
Note: While NIA cannot insure these types of organizations, any 501(c)(3) nonprofits that are only affiliated with the above can be considered.
Let’s get you to the right application.
Insured by NIA:
Stover Animal Rescue
Stover, MO
Start here.
This NIA Online Application can be used for most 501(c)(3) nonprofits.
Benefits of the NIA Online Application:
- Easy to submit new business. Brokers asked for an easier way to submit new business applications online, so we rebuilt the process from the ground up.
- Saves you time. The online application cuts down on length and takes less time. You can now eliminate entire sections of the application that don’t apply to your applicant.
- Easier to communicate with your clients. It’s easy for both brokers and applicants to send the application to each other. Just click a button to copy a link to the application and paste it into an email. There’s a lock on the application so you and your client can’t overwrite each other’s work
- Simplified document upload. A new upload feature allows you to easily upload associated documentation. When documents are required, the links you need to upload them are provided right there in the application.
Have questions or comments about the online application?
Contact your broker relationship manager, or just email broker services.
Other applications.
Make sure your submission includes:
- Four years of currently valued loss runs (if applicable)
- Any applicable ACORDs (as listed below)
- The supplemental and/or specialty application for the line of business (as listed below)
Send requests to add a new line of business to an existing account to uwservices@insurancefornonprofits.org. If you send email directly to an underwriter, we cannot assure a response. Contact your Broker Relationship Manager if you have any questions.
Line of business:
Commercial General Liability
(CGL)
ACORDs: 125 & 126
Base Limit: $1mil/$1mil
Employee Benefits Liability (EBL)
ACORDs: NA
Base Limit: $1mil/$1mil
Social Service Professional (SSP)
ACORDs: NA
Base Limit: $1mil/$1mil
Improper Sexual Conduct and Physical Abuse (ISCPA)
ACORDs: NA
Base Limit: $1mil/$1mil – lower limits can be offered
Directors and Officers (D&O)
ACORDs: NA
Base Limit: $1mil/$1mil
Commercial Auto and Non-Owned & Hired
ACORDs: 127 & 137
Base Limit: CSL
Accident
ACORDs: NA
Base Limit: Various plan options available, as outlined in the application
Umbrella
NA
ACORDs: 131
Base Limit: $1mil
Property (includes enhancement)
NA
ACORDs: 140
Base Limit: Based on exposure; call your underwriter
Inland Marine
NA
ACORDs: 146
Base Limit: Based on exposure; call your underwriter
Specialty:
Animal Questionnaire
Fiscal Project Supplemental
All Covered States
Foster Care Adoption Supplemental
pdf / word
Special Event Endorsement Request
All Covered States
Wage and Hour Supplemental
Other applications.
You only need to complete these IF:
The nonprofit does not qualify for the NIA Online Application because it:
- is a CASA
- has 6 or more locations
- is a foster family agency
- has multiple chapters
- is a fiscal sponsor
- is already an NIA member, and you just want to add a new line of business
Use the applications below for all lines of business and classes of business for which you are requesting coverage.
Make sure your submission includes:
- A full name and email address for a contact at the nonprofit
- The nonprofit’s FEIN number
- Four years of currently valued loss runs
- Any applicable ACORDs (as listed below)
Send new and renewal submissions to submissions@insurancefornonprofits.org. Send endorsements and/or change requests to uwservices@insurancefornonprofits.org. Send questions to brokerservices@insurancefornonprofits.org. If you send email directly to an underwriter, we cannot assure a response. Thank you.
Line of business:
Commercial General Liability
(CGL)
ACORDs: 125 & 126
Base Limit: $1mil/$1mil
Employee Benefits Liability (EBL)
ACORDs: NA
Base Limit: $1mil/$1mil
Social Service Professional (SSP)
ACORDs: NA
Base Limit: $1mil/$1mil
Improper Sexual Conduct and Physical Abuse (ISCPA)
ACORDs: NA
Base Limit: $1mil/$1mil – lower limits can be offered
Directors and Officers (D&O)
ACORDs: NA
Base Limit: $1mil/$1mil
Business Auto Liability and Non-Owned & Hired
ACORDs: 127 & 137
Base Limit: CSL
Accident
ACORDs: NA
Base Limit: Various plan options available, as outlined in the application
Umbrella
NA
ACORDs: 131
Base Limit: $1mil
Property (includes enhancement)
NA
ACORDs: 140
Base Limit: Based on exposure; call your underwriter
Inland Marine
NA
ACORDs: 146
Base Limit: Based on exposure; call your underwriter
Specialty:
Animal Questionnaire
Fiscal Project Supplemental
All Covered States
Foster Care Adoption Supplemental
pdf / word
Special Event Endorsement Request
All Covered States
Wage and Hour Supplemental
Claims.
For any open claim, with the exception of an open claim on the Business Auto line, please submit the Supplemental Claims Application (the #11 Claims Supplemental).
Your underwriter may, at their discretion, ask for the #11 on other claims such as large, closed claims, or claims on the Professional or Abuse.
Submit application.
Email your new business submission to submissions@insurancefornonprofits.org. Include a need-by date for the submission.
Please reference the chart above for what to send OR download this brochure for everything you need.
NIA provides the best service when complete submissions are received at least 30 days prior to policy expiration. Until ALL the requested information is received, NIA cannot reserve an account for your office.
Common broker tools.
These are the most common tools for NIA-appointed brokers.
Your questions answered.
Great job on making it this far. Have some final questions? Here are the top questions NIA hears from brokers. There’s more where this came from, too.
Yes! In fact, NIA writes many organizations that are just starting out.
Just confirm you’ve applied for your organization’s 501(c)(3) status by submitting to NIA a copy of your completed application and proof of payment to the IRS.
Note: You will be required to have your 501(c)(3) status within one year of purchasing coverage.
Yes. Nonprofits Insurance Alliance (NIA) is conservatively reinsured by a group of highly rated reinsurers.
Go to the Claims page to report a claim.
There are many different types of nonprofit organizations, but only federally tax-exempt 501(c)(3) nonprofits qualify for membership with Nonprofits Insurance Alliance (NIA).
NIA insures many types of nonprofits. Find out more about NIA’s appetite.
If you’ve got a brand-new nonprofit, or if you’re thinking about starting one and just doing research for your budget, you may be interested in the minimum annual premiums for all the insurance coverage that NIA offers.
Your insurance quote will most likely differ, as your premium will be entirely defined by your nonprofit’s own level of risk.
Note: These minimum numbers are provided for informational purposes only.