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What are the minimum annual premiums by line of coverage?
If you've got a brand-new nonprofit, or if you're thinking about starting one and just doing research for your budget, you may be interested in the minimum annual premiums for all the insurance coverage that NIA offers.
Your insurance quote will most likely differ, as your premium will be entirely defined by your nonprofit’s own level of risk.
Note: These minimum numbers are provided for informational purposes only.
Does NIA write new ventures?
Yes! In fact, NIA writes many organizations that are just starting out.
Just confirm you’ve applied for your organization's 501(c)(3) status by submitting to NIA a copy of your completed application and proof of payment to the IRS.
Note: You will be required to have your 501(c)(3) status within one year of purchasing coverage.
How do I report a claim?
Go to the Claims page to report a claim.
How do I submit a Broker of Record (BOR) request?
A Broker of Record (BOR) is a request from a nonprofit to transfer their account to a new insurance broker.
Please contact NIA's Broker Services team with questions about Broker of Record changes.
Is NIA covered by reinsurance?
Yes. Nonprofits Insurance Alliance (NIA) is conservatively reinsured by a group of highly rated reinsurers.
What is NIA’s appetite?
There are many different types of nonprofit organizations, but only federally tax-exempt 501(c)(3) nonprofits qualify for membership with Nonprofits Insurance Alliance (NIA).
NIA insures many types of nonprofits. Find out more about NIA's appetite.