Category: Coverages
From the Claims Files: Fire Damage
Protecting your nonprofit’s people, property, community, and mission includes preparing for the possibility of fire.
From the Claims Files: Embezzlement
Financial misconduct such as embezzlement can undermine confidence in your entire organization among your staff, your board, your funders, and the community you serve.
From the Claims Files: Personal Use of Nonprofit Vehicles
When a nonprofit allows employees to use organization-owned vehicles, unclear expectations around personal use can create liability questions and complicate claim review after an accident.
From the Claims Files: Slip-and-Fall Incidents
Slip-and-fall incidents can happen quickly and unexpectedly, even in familiar spaces. For nonprofits that serve the public or operate facilities, these incidents can lead to injury claims and place the organization’s operating policies and procedures under scrutiny.
ISC Done Right is Important to Overall Nonprofit Risk Management
Nonprofits must protect against improper sexual conduct and physical abuse via pre-employment screening, training, and appropriate coverage.
Why We’re Different: Three Ways Commercial Competitors Can’t Beat Us
Beyond fair pricing, many of the coverages NIA offers are unprecedented. Here's three features NIA offers that commercial competitors don’t.
Case Law Updates to Independent Contractor Tests
California employers have been examining independent contract relationships to see if they run afoul of the new ABC classification test.
Serving Alcohol at Celebratory Events? Guidelines to Follow
With the right controls in place, nonprofits can serve alcohol while minimizing risks, allowing guests to enjoy an accident-free experience!
The Changing Environment of Sexual Abuse and Liability Insurance
Increased statutes of limitations, the #MeToo movement, and social inflation of jury awards affect the availability and cost of insurance.
Directors and Officers Insurance vs. General Liability: How are They Different?
Comparing General Liability and Directors and Officers Liability to clear up any confusion about these coverages.
Accommodating Mental Health in the Workplace
Workplace accommodations typically focus on physical, apparent disabilities, but the need to address mental health has expanded this focus.
Emergency Preparedness: Active Shooter
Active shooter incidents are on the rise, and it’s important to be attentive to both education and prevention.