Category: Coverages
From the Claims Files: Right of Way
When your mission faces risks on the road, protecting your nonprofit means selecting drivers you can trust and ensuring your vehicles are safe to drive.
From the Claims Files: Medicine Dosage Error
Someone in your nonprofit’s care was given an incorrect dose of medication and then died. Every part of your nonprofit is now under investigation and intense public scrutiny. Is your organization ready for that?
From the Claims Files: Personal Use of Nonprofit Vehicles
Allowing someone to use your nonprofit’s vehicle as their personal car means you could be assuming potential risk — whether they go straight home or straight to the bar. Is that a risk worth taking?
ISC Done Right is Important to Overall Nonprofit Risk Management
Nonprofits must protect against improper sexual conduct and physical abuse via pre-employment screening, training, and appropriate coverage.
Why We’re Different: Three Ways Commercial Competitors Can’t Beat Us
Beyond fair pricing, many of the coverages NIA offers are unprecedented. Here's three features NIA offers that commercial competitors don’t.
Case Law Updates to Independent Contractor Tests
California employers have been examining independent contract relationships to see if they run afoul of the new ABC classification test.
Serving Alcohol at Celebratory Events? Guidelines to Follow
With the right controls in place, nonprofits can serve alcohol while minimizing risks, allowing guests to enjoy an accident-free experience!
The Changing Environment of Sexual Abuse and Liability Insurance
Increased statutes of limitations, the #MeToo movement, and social inflation of jury awards affect the availability and cost of insurance.
Directors and Officers Insurance vs. General Liability: How are They Different?
Comparing General Liability and Directors and Officers Liability to clear up any confusion about these coverages.
Accommodating Mental Health in the Workplace
Workplace accommodations typically focus on physical, apparent disabilities, but the need to address mental health has expanded this focus.
Emergency Preparedness: Active Shooter
Active shooter incidents are on the rise, and it’s important to be attentive to both education and prevention.
The Nonprofit Student-Debt Conundrum
While most millennials prefer to work for a cause than just a paycheck, student loan debt complicates what should be an ideal relationship.