Category: Coverages
From the Claims Files: Vandalism & Malicious Mischief
Thieves and vandals don’t want to work hard. Making your nonprofit a “high-risk, low-reward” target is one of the best ways to protect your property.
From the Claims Files: Fender Benders
How long can your nonprofit be short a vehicle? Learn how providing photos with your auto claims can help your insurer get you back on the road faster.
Want Faster Auto Claims? Send Photos
Including photos with your auto claims can help NIA quickly review the damage and get you an estimate — in some cases in as little as 12 hours!
From the Claims Files: Right of Way
When your mission faces risks on the road, protecting your nonprofit means selecting drivers you can trust and ensuring your vehicles are safe to drive.
From the Claims Files: Medicine Dosage Error
Someone in your nonprofit’s care was given an incorrect dose of medication and then died. Every part of your nonprofit is now under investigation and intense public scrutiny. Is your organization ready for that?
From the Claims Files: Personal Use of Nonprofit Vehicles
Allowing someone to use your nonprofit’s vehicle as their personal car means you could be assuming potential risk — whether they go straight home or straight to the bar. Is that a risk worth taking?
ISC Done Right is Important to Overall Nonprofit Risk Management
Nonprofits must protect against improper sexual conduct and physical abuse via pre-employment screening, training, and appropriate coverage.
Why We’re Different: Three Ways Commercial Competitors Can’t Beat Us
Beyond fair pricing, many of the coverages NIA offers are unprecedented. Here's three features NIA offers that commercial competitors don’t.
Case Law Updates to Independent Contractor Tests
California employers have been examining independent contract relationships to see if they run afoul of the new ABC classification test.
Serving Alcohol at Celebratory Events? Guidelines to Follow
With the right controls in place, nonprofits can serve alcohol while minimizing risks, allowing guests to enjoy an accident-free experience!
The Changing Environment of Sexual Abuse and Liability Insurance
Increased statutes of limitations, the #MeToo movement, and social inflation of jury awards affect the availability and cost of insurance.
Directors and Officers Insurance vs. General Liability: How are They Different?
Comparing General Liability and Directors and Officers Liability to clear up any confusion about these coverages.