An Uninsurable and Unavailable Foster Care System: How Lawsuits, Regulations, Social Inflation, and Policy Failures Are Making the Most Vulnerable Children Uninsurable

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An uninsurable and unavailable foster care system: How did we get here?

This article examines the rapidly unfolding liability insurance crisis threatening the U.S. foster care system, where nearly 400,000 vulnerable children are at risk.

Article Summary

In the U.S., there are nearly 400,000 foster children in state custody — mostly as a result of abuse or neglect by their caregivers. A rapidly unfolding liability insurance disaster is plaguing the already overstretched child welfare system and putting these children at risk.