Category: Insurance Issues for Nonprofits
High Umbrella Limits Are A Big Liability
High limits of umbrella put a rich target on nonprofits and invite plaintiff attorneys to go hunting for disgruntled clients.
The Missouri Department of Commerce & Industry sent a survey to see if insurers are offering coverages nonprofits need. Too little, too late.
How to Choose the Right Insurance Broker for Your Nonprofit
Your nonprofit’s insurance broker should have your back. How to make sure you’ve got the right person in your corner.
Insurance Trade Association Using Clout to Hurt Nonprofits
Determined to maintain control over a market they don’t even want, NAMIC is working with regulators to kneecap nonprofits.
Common Insurance Mistakes Made by Nonprofits
Insurance experts and brokers share how your nonprofit can avoid common mistakes nonprofits make when it comes to insurance so you can focus on doing what you do best — serving your community.
Managing Your Nonprofit’s Coverage Policies
You have insurance to minimize your nonprofit's risk. As your nonprofit changes, don't forget to regularly review and update your policies.
When a Website is Discriminatory for Not Being Accessible
Inaccessible websites are increasingly being targeted as violations of disability accommodation laws. Is your nonprofit's website at risk?
Boys & Girls Clubs: Insurance Explained
Boys & Girls Clubs want insurance that fits, from an insurer that wants to work with them, understands them, and enhances their mission.
Occurrence-based vs. Claims-made Policy: What’s the Difference to Your Nonprofit?
Commercial General Liability (CGL) insurance coverage falls into two policy categories: occurrence-based and claims-made. What do these terms mean to your nonprofit? Which is best for your nonprofit? For nonprofits, occurrence-based policies are almost always a better option, because they give you more protection and fixed-costs.
Volunteers: A Risk Worth Taking — If You Manage Them Properly
Nonprofits rely on volunteers. Here's some tools and resources your nonprofit can adopt to help you effectively and safely manage your volunteer programs.
Myths About Social Inflation Harm Community-based Nonprofits
NIA CEO Pamela Davis explores how insurance companies often use social inflation myths as a means to keep coverage costs high for nonprofits.
ISC Done Right is Important to Overall Nonprofit Risk Management
Nonprofits must protect against improper sexual conduct and physical abuse via pre-employment screening, training, and appropriate coverage.