The Nonprofit
A ride share organization.
The Situation
A nonprofit’s employee was traveling on agency business in a car owned by the nonprofit and was rear-ended by an uninsured motorist.
The crash was severe, pushing the nonprofit vehicle into the vehicle ahead. The employee’s neck and back injuries were serious and required two surgeries over an eight-year period.
The Resolution
While workers’ compensation for medical and disability benefits was in the six-figure range — and in some states not recoverable against an uninsured motorist claim — the employee was entitled non-economic damages under the nonprofit’s uninsured motorist coverage.
The claim was settled without the need for litigation.
From the Claims Files stories like the one above are intended to be informational in nature. Please contact your insurance broker and/or agent for your specific coverage implications based on your specific situation.