The Nonprofit
A nonprofit had an annual event that included a zipline for children, which ran from hay bales, stacked eight feet high, down to the ground.
The Situation
The zipline was supervised by a volunteer who, against his better judgment, allowed a very anxious and fearful 12-year-old girl to ride.
The 12-year-old fell off as soon as she left the hay bales and suffered a leg fracture that had to be surgically repaired.
The Resolution
The claim was settled at mediation. Legal expenses were incurred.
Concluding that liability was adverse to the nonprofit, NIA negotiated a structured settlement with the family’s attorney that provided for future medical care, pain and suffering, and attorney fees.
Resolution of the claim was aggressively pursued once liability became clear, the legal expenses were minimal.
From the Claims Files stories like the one above are intended to be informational in nature. Please contact your insurance broker and/or agent for your specific coverage implications based on your specific situation.