The Nonprofit
An organization focused on providing services to immigrants.
The Situation
A nonprofit’s employee was driving his own vehicle on agency business and was involved in an at-fault, catastrophic collision.
Unbeknownst to the nonprofit, the employee’s personal auto coverage had lapsed.
The Resolution
The nonprofit’s non-owned coverage dropped down to become primary, as did the umbrella policy in excess of the non-owned liability coverage.
A settlement was reached. No legal expenses were incurred.
From the Claims Files stories like the one above are intended to be informational in nature. Please contact your insurance broker and/or agent for your specific coverage implications based on your specific situation.