Day Care Molestation

The Nonprofit

An independent daycare contractor was certified by a nonprofit.

The Situation

A child placed in the daycare center was molested by the teenage grandson of the daycare contractor.

Litigation ensued and the nonprofit’s records showed all appropriate site visits and background checks had been carefully done.

The Resolution

Based on case law that insulates a nonprofit from the unforeseen criminal acts of a third-party and their strict adherence to protocols, NIA was able to obtain a court-ordered dismissal that was upheld on appeal.

No damages were paid on behalf of the nonprofit, and NIA incurred defense legal expenses.

From the Claims Files stories like the one above are intended to be informational in nature. Please contact your insurance broker and/or agent for your specific coverage implications based on your specific situation.