Assault by Employee

The Nonprofit

A safe harbor house.

The Situation

A client of the nonprofit’s safe harbor house was sexually assaulted by one of the nonprofit’s part-time gardeners, who had a mild mental illness.

Investigation revealed that the gardeners were supposed to be closely supervised and his absence from the crew could not be explained.

The Resolution

Based on medical records that reflected little physical trauma but a psychological reaction, the claim was eventually settled at  mediation.

NIA incurred legal expenses.

From the Claims Files stories like the one above are intended to be informational in nature. Please contact your insurance broker and/or agent for your specific coverage implications based on your specific situation.