Highlighted Features of our Nonprofits’ OWN General Liability Coverage:
(All included at no additional charge, unless noted)
- No deductible
- Occurrence Limit $1 million: Aggregate Limits to $3 million
- Umbrella Limits to $10 million available
- Occurrence Form
- Prior Acts Coverage available for additional charge
- Blanket Additional Insureds includes landlords, permitees, mortgagees, volunteers, funders, lessors of leased equipment and charitable institutions
- Fundraiser endorsement included
- Liquor Liability form included
- Medical Payments Limit $20,000
- Aggregate Limits per Location
- Damage to Property of Others in your Care Limit $25,000
- Newly Formed Entities covered until end of policy period
- Automatic liberalization
- Damage to Premises Rented to You (Fire Legal) Limit $500,000. Limits up to $1 million available for extra charge
- Client Damage to Employee’s or Volunteer’s Car Limit $3,000
- Client Damage to Property of Others Limit $5,000 occurrence/$25,000 aggregate
- Identity Theft Expense Limit $30,000
- Terrorism Travel Reimbursement Limit $30,000
- Kidnap Expense Limit $50,000
- Executive Recruitment Expense Limit $50,000
- Bail Bonds $5,000 and Lost Earnings up to $1,000/day
- Non-owned Watercraft up to 75 feet
- Workplace Violence Counseling Limit $50,000
- Unsatisfied Contributions Limit $25,000
- Privacy Liability and Cyber Coverage
- Bodily injury includes mental anguish