Highlighted Features of our Nonprofits’ OWN General Liability Coverage:
(All included at no additional charge, unless noted)
- Defense fees and costs outside the policy limits
- Occurrence limit $1 million: aggregate limits to $3 million
- Umbrella limits to $10 million available
- Occurrence Form (CG 00 01)
- Prior Acts Coverage available for additional charge
- Blanket additional insured endorsements
- Fundraiser endorsement included
- Liquor Liability Form (CG 00 33) included
- Medical payments limit $20,000 (an increase over the $5,000 or $10,000 limits commonly offered)
- Damage to property of others in member’s care, custody, or control limit $25,000 with $25,000 defense costs
- Newly formed entities covered until end of policy period
- Automatic liberalization
- Damage to premises rented limit $500,000 and limits to $1 million available for extra charge
- Client damage to employee’s or volunteer’s car limit $3,000
- Client damage to property of others limit $5,000 occurrence/$25,000 aggregate
- Identity Theft Expense limit $30,000
- Terrorism Travel Reimbursement limit $30,000
- Kidnap Expense limit $50,000
- Executive Recruitment Expense limit $50,000
- Bail Bonds $5,000 and Lost Earnings up to $1,000/day
- Non-owned Watercraft up to 75 feet long
- Workplace Violence Counseling limit $50,000
- Unsatisfied Contributions limit $25,000
- Bodily injury includes mental anguish
- Security Event Costs and Expenses limit $50,000
- Cyber Extortion limit $50,000
- Crisis Management and Reward Expense limit $25,000
- Outside Aggressor Expenses limit $50,000
- Network Security Reimbursement limit $10,000
- Loss of Electronic Data and/or Protected Health Information limit $50,000