Payment Plans

Convenient Online Payment Plans Are Available

Brokers and nonprofit clients can make payments online on NIA’s secure Broker Portal or Member Portal.

To enhance the ease of doing business with NIA, two payment plans are available.

Children in a classroom enjoy working on laptops at Boys & Girls Clubs of Garden Grove, CA

Insured by NIA:
Boys & Girls Clubs of Garden Grove
Garden Grove, CA

Direct Bill Payment Plan

For direct-billed accounts, nonprofit clients can easily make a payment through the secure Member Portal or set up automatic monthly payments.

The direct bill payment plan consists of nine installments billed over nine consecutive months.

  • 20% of the annual premium is due from policy issuance date billed on the first Member Statement. NIA pays commissions to the agency in full after receiving the 20% down payment.
  • The subsequent eight monthly installments are each approximately 10% of the annual premium.
  • A simple interest charge equivalent to 3.00% APR will be applied each month to any unpaid balance (excluding Property and Accident premiums).

EXAMPLE: $5,000 in total premium would have a down payment of $1,000 with eight installments of $500.

Total annual interest of $45 would be charged if minimum premium payments were made each month.

Please note: any changes in premium will adjust the monthly installment amount. Alternately, members can opt to pay the full balance at any time.


Should I expect to send payment prior to binding/issuance?

No. NIA doesn’t bill until the policy is bound and issued.

Agency Bill Payment Plan

For agency-billed accounts, multiple invoices can be paid at once online on the Broker Portal.

  • Net balance is due within 30 days of policy effective date.
  • Billing invoices are emailed to broker contact assigned to the account.
  • Monthly broker statement detailing all open invoices is emailed to the agency billing contact.

Your questions answered.

Great job on making it this far. Have some final questions? Here are the top questions NIA hears from brokers. There’s more where this came from, too.

Yes! In fact, NIA writes many organizations that are just starting out.

Just confirm you’ve applied for your organization’s 501(c)(3) status by submitting to NIA a copy of your completed application and proof of payment to the IRS.

Note: You will be required to have your 501(c)(3) status within one year of purchasing coverage.

Yes. Nonprofits Insurance Alliance (NIA) is conservatively reinsured by a group of highly rated reinsurers.

Go to the Claims page to report a claim.

There are many different types of nonprofit organizations, but only federally tax-exempt 501(c)(3) nonprofits qualify for membership with Nonprofits Insurance Alliance (NIA).

NIA insures many types of nonprofits. Find out more about NIA’s appetite.

If you’ve got a brand-new nonprofit, or if you’re thinking about starting one and just doing research for your budget, you may be interested in the minimum annual premiums for all the insurance coverage that NIA offers.

Your insurance quote will most likely differ, as your premium will be entirely defined by your nonprofit’s own level of risk.

Note: These minimum numbers are provided for informational purposes only.