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Why Are Nonprofits Experiencing An Insurance Crisis? And What Can the Nonprofit Sector Do About it?

Rising premiums, poor coverage from commercial carriers, and even the loss of coverage make it hard for nonprofits to get the insurance they need. But it doesn’t have to be that way.

From the Claims Files: Retaliation

Thieves and vandals don’t want to work hard. Making your nonprofit a “high-risk, low-reward” target is one of the best ways to protect your property.

Music Boosters: Insurance Explained 

Nonprofit music boosters provide essential support for music and musicians to thrive in their communities. So, when it comes to their insurance, what matters most these nonprofits? Here’s what some real NIA members had to say.

Blue Avocado Recap: August 2025

Strategies for a more active board, learn from "happy accidents" other nonprofits have made, requirements around voting by email, the effects of funder education and systemic change approaches on fundraising.

Performing Arts Centers: Insurance Explained 

Nonprofit performing arts centers provide spaces for aspiring performers and creators to share their talents with the community. What do these nonprofits need most from their insurance provider? Here’s what some real NIA members had to say.

NIA Opposes California SB 29

SB 29 (Laird) extends a COVID-era policy allowing extra-large payouts in personal injury suits. Attorneys will get richer at the expense of nonprofits.

Community Action Programs: Insurance Explained 

Nonprofit community action programs work hard to support the people in their communities — so how can their insurance providers support them? Here’s what some real NIA members had to say.

From the Claims Files: Vandalism & Malicious Mischief

Thieves and vandals don’t want to work hard. Making your nonprofit a “high-risk, low-reward” target is one of the best ways to protect your property.

Counseling & Crisis Support: Insurance Explained 

Nonprofit organizations provide counseling and support services to people in their communities — so how can insurance providers support them? Here’s what some real NIA members had to say.

From the Claims Files: Fender Benders

How long can your nonprofit be short a vehicle? Learn how providing photos with your auto claims can help your insurer get you back on the road faster.

Want Faster Auto Claims? Send Photos 

Including photos with your auto claims can help NIA quickly review the damage and get you an estimate — in some cases in as little as 12 hours!

Senior Services: Insurance Explained 

Senior services nonprofits provide elderly people with services, tools, and resources that help them stay healthy and thrive — and proper insurance helps these organizations do the same. Which coverages matter most? Here’s what real NIA members had to say.

Blue Avocado Recap: July 2025

Imagine fundraising off the table. Learn from other nonprofits' struggles. Things all nonprofits need to know about taxes. And the latest legislative and executive threats nonprofits are facing.