Nonprofits in Tennessee need better insurance options.
Nonprofits in Tennessee have limited options when it comes to securing liability and property insurance.
Why isn’t NIA in Tennessee?
Although NIA is registered to write liability policies in all 50 states, we are not currently writing polices in this state because no companion property coverage is available. State-based insurance regulation has been unable to resolve this market failure, so NIA is working with Congress to correct this.
In short: Some insurance regulators are more interested in protecting their own turf than seeing nonprofits get the insurance they need at prices that make sense.
Want to be notified if NIA can insure nonprofits in Tennessee?
You will not be emailed for any other reason. Your information will not be shared or sold.
Interested in advocating for more insurance options in Tennessee?
If you'd like to help nonprofits in Tennessee get more insurance options, please contact NIA!
Recent happenings from NIA:
From the Claims Files: Assault by an Employee
As nonprofits, we all want to do our best for the communities we serve, but you simply aren’t going to be able to please everybody all the time. Eventually, someone — rightly or not — is going to be upset or angry with you. How you react matters.
Blue Avocado Recap: February 2026
See how one nonprofit leader found that being the "cool boss" doesn't guarantee success. Discover what nonprofits are prioritizing as 2026 gets under way. Explore a practical guide for creating a well-functioning, effective board.
Pamela Davis on Nonprofit Insurance, Risk, and Staying Mission Driven for 35 Years
Pamela Davis shares how Nonprofits Insurance Alliance grew, challenges nonprofits face in traditional insurance, and the value of mission‑aligned coverage and advocacy.
