There’s no greater metaphor for community than a symphony or orchestra performing classical music — different musicians playing different instruments, all working together to create something beautiful.
In large cities and small communities, nonprofit symphonies and orchestras provide a place for musicians to discover their talent, hone their skills, and showcase them for the public’s enjoyment.
Just like the musicians that they serve, every nonprofit symphony and orchestra is unique, which also means each one has their own unique needs when it comes to their insurance.
So, what do nonprofit symphonies and orchestras need most from their insurance?
Meet some nonprofit symphonies and orchestras.
We talked with some NIA-insured nonprofit symphonies and orchestras about their missions, what they need most from their insurance coverage, and why they chose NIA as their insurance provider.
In their own words…
Musica Angelica (Long Beach, CA)
“Musica Angelica is a baroque period instrument orchestra that performs on original and replica instruments from the baroque era of 1600-1750.
We perform free community concerts at Long Beach Public Library branches that combine both a presentation and a performance.
We conduct site visits to local high school orchestra programs and conduct master class sessions using our own musicians/educators.
We present a season of baroque concerts, culminating in a presentation of Bach’s masterpiece “St. Matthew Passion” on Palm Sunday.”
— Matthew Faulkner, Executive Director, Musica Angelica
Orchestra Miami (Miami, FL)
“Founded in 2006, Orchestra Miami’s mission is to connect communities and educate through music by bringing affordable, accessible, high-quality classical music to our audience.
Our programs reach thousands pf people each year, and to date we have introduced over 35,000 Miami-Dade County public school students to classical music for free.”
— Elaine Rinaldi, Artistic & Executive Director, Orchestra Miami
Redlands Bowl Performing Arts (Redlands, CA)
“Redlands Bowl Performing Arts exists to make the arts available to all. We present world-class performing arts programs via the Redlands Bowl Summer Music Festival, which is the oldest continuously running musical festival in the nation where no admission is charged.
Programs include symphony orchestras, ballet, tributes, jazz, Big Band, Broadway musicals, and culturally diverse music and dance performances.
We also provide music education to over 35,000 youth through our Eighty-Eight Keys for Youth program.
We also present the Young Artists Concerto Competition, which provides scholarships to young and aspiring classical music artists. Our mission is music for everyone!”
— Beverly Noerr, Executive Director, Redlands Bowl Performing Arts
What did these nonprofit symphonies and orchestras need most from their insurer?
Coverage for performances and board members.
“Liability insurance for offsite and public performances and Directors & Officers Liability insurance for our board members are our main priorities.”
— Matthew Faulkner, Musica Angelica
Coverage that wouldn’t break the budget.
“When we were looking for coverage, affordability was our most important need.”
— Elaine Rinaldi, Orchestra Miami
Coverage for performance staff and guests.
“We needed to ensure coverage for the venue and staff and provide a safe environment for everyone attending.”
— Beverly Noerr, Redlands Bowl Performing Arts
How did these community symphonies and orchestras hear about NIA?
A board member’s recommendation.
“We were referred to NIA by our previous board chairman.”
— Matthew Faulkner, Musica Angelica
Referral by a broker.
“We became a customer of NIA through our insurance broker.”
— Beverly Noerr, Redlands Bowl Performing Arts
Since becoming an NIA member, how has that relationship helped these symphonies and orchestras?
Strong, helpful customer service.
“We always appreciate your level of customer service and your friendly helpfulness in addressing any issues we encounter!”
— Matthew Faulkner, Musica Angelica
Affordable and easy to work with.
“NIA is easy to work with and very affordable. We are grateful for this valuable service which allows us to continue to bring our important programs to our community.”
— Elaine Rinaldi, Orchestra Miami
Affordable rates, resources, and nonprofit information.
“We appreciate NIA’s efforts to keep our insurance rates down, we have used the onboard tools in helping us to create an employee handbook, and we love the extra information we receive specifically for nonprofits!”
— Beverly Noerr, Redlands Bowl Performing Arts
Nonprofit symphonies and orchestras deserve an insurance provider that won’t play a sour note.
Why do nonprofit symphonies and orchestras choose NIA as their insurance provider?
It’s simple: They want insurance from a provider that gets nonprofits: What they’re trying to do, the challenges they face, the coverages they need, and the fact that they’re not made of money.
With NIA insuring your nonprofit symphony or orchestra, you can be confident that you’re getting quality coverage, at a fair and equitable price, from a team that understands nonprofits — and the unique risks that come with running them.
