Nonprofits in Rhode Island need better insurance options.
Nonprofits in Rhode Island have limited options when it comes to securing liability and property insurance.
Why isn’t NIA in Rhode Island?
Although NIA is registered to write liability policies in all 50 states, we are not currently writing polices in this state because no companion property coverage is available. State-based insurance regulation has been unable to resolve this market failure, so NIA is working with Congress to correct this.
In short: Some insurance regulators are more interested in protecting their own turf than seeing nonprofits get the insurance they need at prices that make sense.
Want to be notified if NIA can insure nonprofits in Rhode Island?
You will not be emailed for any other reason. Your information will not be shared or sold.
Interested in advocating for more insurance options in Rhode Island?
If you'd like to help nonprofits in Rhode Island get more insurance options, please contact NIA!
Recent happenings from NIA:
Youth & Community Centers: Insurance Explained
Nonprofit youth centers and community centers provide the space for people to connect. Insurance helps keep their doors open, but what coverages are most important to these organizations? Here’s what some real NIA members had to say.
Reading & Literacy Organizations: Insurance Explained
Literacy is the key to learning, and a skill that every child needs in order to be successful. For the nonprofits that help children learn to read, what do they need most from their insurance coverage? Here’s what NIA members had to say.
From the Claims Files: Wrongful Eviction
Nobody starts a housing nonprofit because they want to evict people. You don’t want to behave like an intolerant landlord, but what do you do when a resident refuses to follow the rules and leaves you no other choice than to be the bad guy?