Insurance that understands nonprofits.
When nonprofits find themselves suddenly dropped by their existing commercial insurance carrier, it’s a crushingly stressful experience — to the nonprofits and the communities that count on them.
This is often when nonprofits discover Nonprofits Insurance Alliance (NIA).
Just like you, NIA is a 501(c)(3) nonprofit, committed to providing a stable source of reasonably priced liability and property insurance to other 501(c)(3) nonprofits.
Who understands nonprofits better than another nonprofit?
Fair & equitable pricing.
By understanding the unique operations of your nonprofit, NIA can offer affordable premiums that are fair and equitable.
NIA’s insurance premiums are based on your organization’s specific level of risk — not on the whims of the insurance market.
The money your nonprofit saves can be put to better use toward your mission and community!
You’re not a customer, you’re a member.
When your nonprofit is insured by NIA, you’re not a “customer,” you’re a member.
As an NIA member, not only do you get cost-effective, quality insurance, you also get access to thousands of dollars’ worth of benefits — including free and discounted services, consulting, training, and software.
Stability & reputation.
You don’t want surprises with your insurance. You get stability and peace of mind with NIA as your insurer.
Empathy & transparency.
Do you feel like a number when you try to get insurance? NIA is a nonprofit and understands what nonprofits go through.
NIA’s culture of empathy and transparency means you can contact NIA for any reason at any time — especially with regard to potential risks you’ve identified in your organization — without having to worry that it might negatively impact your insurance!
Your premium dollars benefit the nonprofit community.
Like you, NIA is a 501(c)(3) nonprofit. That means your premium dollars are used for the benefit of the nonprofit sector.
Like you, NIA’s focus is on stakeholders, not stockholders.
Like you, NIA’s sole motivation is to benefit communities.
Your questions answered.
If you’re reading this, your thirst for knowledge needs to be quenched! Here’s the top three questions NIA hears from nonprofits.
While your nonprofit may or may not be required to carry liability or property insurance, funders, venues, and contract agreements routinely require insurance as a condition of engaging in an agreement.
It’s up to each nonprofit organization to determine what coverage is necessary. An insurance broker can help with this decision.
Learn more on the Nonprofits Insurance 101 page.
If you are a new nonprofit organization or expect soon to receive your 501(c)(3) status, this is the ideal time to learn about your liability options.
If want to get a ballpark on insurance costs, here are the minimum annual premiums at NIA for different types of insurances that nonprofits get. You can also review the coverages NIA offers.
If you have been operating without insurance and qualify for a quote from NIA, you will be required to certify that you have no knowledge of pending claims or incidents that may become claims.
If you’re ready to secure insurance for your 501(c)(3) nonprofit now, you can get a quote.
Nonprofits Insurance Alliance (NIA) looks for ways to cover claims within its policy, not for ways to decline them.
If liability is clear when a claim is presented, it is paid promptly.
NIA considers itself a partner with its members, and takes seriously the trust those member organizations place with it.
However, if liability is uncertain, NIA will thoroughly investigate and resolve the claim in a manner that is both conscientious and practical.
Learn more on the Claims page.