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Home / In the News / Few Places to Turn – Community nonprofits collide with insurance availability.

Few Places to Turn – Community nonprofits collide with insurance availability.

October 7, 2020

by Russ Banham, LeadersEdge

Nonprofits across the country are receiving nonrenewal notices or policy renewal offers with sharply reduced coverage and double-digit premium increases. Some advocates don’t believe traditional insurance markets understand or appreciate the risks of nonprofits that provide community services. The culprit in the current nonprofit insurance crisis is unsubstantiated insurer concern over high-frequency, high-severity child sexual abuse lawsuits.


“The bottom line is whether many classes of nonprofits confront an existential dilemma because of their insurability. The nonprofit leaders interviewed in this article certainly faced this fate. Do others?”


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    • NONPROFITS OWN®
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The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A VIII (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
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