Your nonprofit needs insurance.
You can buy it from a nonprofit.
Nonprofits Insurance Alliance (NIA) is a 501(c)(3) nonprofit, just like you.
Who understands your needs better than another nonprofit?
Who does NIA insure? Get A Quote
Insured by NIA:
Yeah Art!
San Francisco, CA
Benefits to your nonprofit.
NIA benefits the nonprofits it insures, not stockholders — which is why NIA does its best to keep your nonprofit’s insurance as drama-free as possible.
Fair and equitable pricing.
NIA provides fair and equitable pricing by understanding the unique operations of your nonprofit.
NIA’s insurance premiums are based on your organization’s specific level of risk — not on the whims of the market.
Stability and reputation.
You don’t want surprises with your insurance. You get stability and peace of mind with NIA as your insurer.
NIA has been insuring nonprofits like yours for 35+ years. Rated A- (Excellent) by AM Best, NIA currently insures 27,000+ nonprofits nationwide.
Empathy and transparency.
Do you feel like a number when you try to get insurance? NIA is a nonprofit and understands what nonprofits go through.
NIA has a culture of empathy and transparency. When you identify potential risks in your organization, NIA wants to help you resolve the problem.
What nonprofits are saying.
What types of 501(c)(3) nonprofits does NIA insure?
Who does NIA insure?
Unlike any other insurer, NIA writes coverage exclusively for 501(c)(3) organizations of all sizes.
NIA writes coverage for a wide variety of classes of business — including those that brokers often find difficult to place.
NIA cannot insure:
- Nonprofit types other than 501(c)(3), such as 501(c)(4), 501(c)(6), etc. Examples: Cemeteries, funeral homes, homeowners or condo associations, political action committees or groups, unions
- Athletic leagues, competitive travel teams
- Boy Scouts / Girl Scouts troops
- Campgrounds, retreats
- Certain types of housing assistance: Supportive housing for the homeless in large city centers, hotel occupancies, single room occupancies without supportive services*
- Chambers of commerce, trade associations, or homeowners’ associations
- Churches, synagogues, temples, or organizations whose primary purpose is to promote the specific teachings or beliefs of a specific religion or person
- Lockdown / detainment facilities, or facilities whose primary purpose is to hold people against their will
- Foster family agencies*
- Fraternities, sororities
- Medical: Ambulance services, birth centers, blood banks, EMS, first aid squads, hospitals, medical marijuana dispensaries, non-ambulatory / nursing care facilities (hospice is an exception), physicians
- Mountain bike / motorcross groups
- Nonprofit developers that build with the intent to sell
- Nonprofits with heavy transportation exposures or large vehicle fleets*
- Nonprofits whose primary purpose is to take a position on abortion or pro-life
- Private schools that do not serve an underprivileged student body
- Recovery: Detox facilities, methadone clinics, residential drug and alcohol rehabilitation and recovery, sober living facilities*
- Saddle animal coverage (where this is the primary focus of the org, or animals are offered for hire)
- Youth residential treatment, short-term residential therapeutic programs
- Zoos
Possible exceptions to the above:
NIA can consider 501(c)(3) nonprofits that are only affiliated with the types of organizations above.
Examples of affiliated organizations: Food banks / pantries / thrift stores connected to churches, foundations that benefit zoos, or supporting organizations.
What do you want to do now?
Let’s Get Started
Before you fill out this form, save yourself some time:
NIA only considers nonprofits that have 501(c)(3) status, are in these locations, and are not engaged in these types of operations.
Ready to get liability and/or property insurance for your 501(c)(3) nonprofit? Start the process by filling out the form below.