On my loss run, I noticed there was a significant reserve increase. Why?

NIA must estimate the total expected amount that will result from every claim. These estimates are called claim reserves.

Sometimes there may be a significant reserve increase due to new information in the discovery process, such as receipt of medical records, key depositions, or interviews of key witnesses.

Good claims handling dictates that when NIA acquires new information that changes the potential outcome of a claim, a reserve change is made either up or down.

Please note that each claim is different, and details of the claim will determine each outcome.