Umbrella Liability

True to its name, umbrella liability insurance typically provides higher limits for a variety of coverages. While the vast majority of all claims are settled for less than $1 million, larger organizations may wish to purchase higher limits. When a $1 million primary liability policy is not enough to respond to a significant or catastrophic loss, umbrella liability provides the excess protection needed to respond, and at very competitive premium costs.

Enhanced Coverage of Nonprofits OWN Umbrella Liability

Summaries of key features only. Actual policy language will differ.

  • Limits up to $10,000,000 available
  • Follow form coverage can include General Liability, Auto Liability, Directors’ & Officers’ Liability, Social Service Professional Liability, Employers Liability, and Employee Benefits