Nonprofits Insurance Alliance

A head for insurance. A heart for nonprofits.

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
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    • What Our Members Are Saying
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    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
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Occurrence-based vs. Claims-made Policy: What’s the Difference to Your Nonprofit?

September 21, 2022

Commercial General Liability (CGL) insurance coverage falls into two policy categories: occurrence-based and claims-made. What do these terms mean to your nonprofit? Which is best for your nonprofit? For nonprofits, occurrence-based policies are almost always a better option, because they give you more protection and fixed-costs.

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View Topic: Insurance Issues for Nonprofits

Volunteers: A Risk Worth Taking — If You Manage Them Properly

September 13, 2022

Nonprofits rely on volunteers. Here’s some tools and resources your nonprofit can adopt to help you effectively and safely manage your volunteer programs.

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View Topic: Human Resources, Insurance Issues for Nonprofits, Risk Management

Myths About Social Inflation Harm Community-based Nonprofits

January 7, 2022

NIA CEO Pamela Davis explores how insurance companies often use social inflation myths as a means to keep coverage costs high for nonprofits.

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View Topic: Current Events, Insurance Issues for Nonprofits, Insurance Market Outlook

ISC Done Right is Important to Overall Nonprofit Risk Management

January 31, 2020

by Brian Johnson and Ren Agarwal It is a painful topic, one that has permanently scarred victims and damaged relationships defined by trust. In what seems like a never-ending stream of revelations, we are witnessing a sustained period of toxicity in ou …

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View Topic: Coverages, Improper Sexual Conduct and Physical Abuse, Insurance Issues for Nonprofits

5 Reasons the Nonprofit You’ve Started Needs Insurance

December 5, 2019

You have a nagging suspicion that your nonprofit might be missing something. Whether you’ve just launched a nonprofit or been running one for years, let’s talk about why you need insurance and fast! Even aside from the event of a claim filed against yo …

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View Topic: Insurance Issues for Nonprofits

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  • Flip through our 2021 Annual Report
  • Our Enduring Commitment to the Nonprofit Sector
  • Top 10 Reasons 501(c)(3) Nonprofits Rely on NIA
  • Help Us Win our Fight for Nonprofits in Congress with the Nonprofit Property Protection Act
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  • Secure Login
  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Start Here: Working with NIA
    • Submit 501(c)(3) Nonprofit Business
    • Become an Appointed Broker
    • States Covered
    • Broker FAQ
  • Events
    • Webinars
    • Live Q & A
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Fair Pricing
  • Blog
  • Webinars
  • Get a Quote

  

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AM Best A IX (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A IX (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
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Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2022 AMS.