Nonprofits Insurance Alliance

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
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    • Sustainability & Equity Practices
    • Boards of Directors
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    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
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Home / Benefits of Membership / Fair Pricing

Fair Pricing

NIA is a 501(c)(3) nonprofit, just like you.

As a nonprofit, NIA’s mission is to provide other nonprofits with a stable source of liability and property insurance at a fair and reasonable price.

How Does This Benefit You? It’s Simple

NIA doesn’t answer to stockholders, it answers to the nonprofits we insure.

When you buy property and casualty insurance from NIA, you get fair and equitable pricing that’s based on your nonprofit’s own operations — and not tied to the whims of the market.

Working Together with Transparency

NIA’s job is to stand behind its commitment to you. While NIA does everything it can to avoid price increases, sometimes they do become necessary.

Price increases can be the result of many factors, including

  • Inflationary pressures
  • Changes in risk
  • Changes in the environment
  • Increases in certain types of claims

No matter the cause, NIA strives to maximize transparency and prevent any potential price increase from breaking your budget.

When price changes are necessary, NIA makes every effort to keep increases as modest as possible and proportionate to the risk presented.

Learn More

  • Flip through our 2021 Annual Report
  • Our Enduring Commitment to the Nonprofit Sector
  • Top 10 Reasons 501(c)(3) Nonprofits Rely on NIA
  • Help Us Win our Fight for Nonprofits in Congress with the Nonprofit Property Protection Act
View Our FAQ
Get a Quote

What about pricing?

What about pricing?

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Start Here: Working with NIA
    • Submit 501(c)(3) Nonprofit Business
    • Become an Appointed Broker
    • States Covered
    • Broker FAQ
  • Events
    • Webinars
    • Live Q & A
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Fair Pricing
  • Blog
  • Webinars
  • Get a Quote

  

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AM Best A IX (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A IX (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
© AMS. All rights reserved.

Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2022 AMS.