Nonprofits Insurance Alliance

A head for insurance. A heart for nonprofits.

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
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    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
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Home / Benefits of Membership

Benefits of Membership

Nonprofits Insurance Alliance is a Nonprofit, Just Like You

Your nonprofit needs insurance. You can buy it from a nonprofit.

NIA is a 501(c)(3) nonprofit, just like you.

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Saving Your Nonprofit Money

By understanding the unique operations of your nonprofit, NIA can offer affordable premiums that are fair and equitable.

NIA’s insurance premiums are based on your organization’s specific level of risk — not on the whims of the market.

The money your nonprofit saves can be put to better use serving your mission and community!

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Two girls crouch and have hands open, one has a worm in her hands
Pictured NIA member insured:
Children’s Museum of the East End – Bridgehampton, NY

You’re Not a Customer, You’re a Member

When you insure through NIA, you’re not a “customer,” you’re a member.

As an active member, you get cost-effective, quality insurance — plus access to thousands of dollars’ worth of benefits, which include free and discounted services, consulting, training, and software.

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Stability & Reputation

You don’t want surprises with your insurance. You get stability and peace of mind with NIA as your insurer.

Consider the following:

  • NIA has been insuring nonprofits like yours for more than 30 years
  • NIA currently insures more than 24,000 nonprofits nationwide
  • NIA holds an A IX (Excellent) rating from AM Best
  • Even during turbulent times, NIA was there for nonprofits

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Empathy & Transparency

Do you feel like a number when you try to get insurance? NIA is a nonprofit and understands what nonprofits go through.

NIA has a culture of empathy and transparency. When you identify potential risks in your organization, NIA wants to help resolve the problem.

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A group dressed in colorful Native American clothing walks across a bridge.
Pictured NIA member insured: Antinanco Earth Arts School – Holmdel, NJ

Your Success is Our Success

Since NIA is a nonprofit, it’s accountable to members. Your success is our success.

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Your Premium Dollars Benefit the Nonprofit Community

Like you, NIA is a 501(c)(3) nonprofit. That means your premium dollars are used for the benefit of the nonprofit sector.

Like you, NIA’s focus is on stakeholders, not shareholders.

Like you, the sole motivation is to benefit community.

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  • Publications
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  • Secure Login
  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Start Here: Working with NIA
    • Submit 501(c)(3) Nonprofit Business
    • Become an Appointed Broker
    • States Covered
    • Broker FAQ
  • Events
    • Webinars
    • Live Q & A
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Fair Pricing
  • Blog
  • Webinars
  • Get a Quote

  

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AM Best A IX (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A IX (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
© AMS. All rights reserved.

Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2022 AMS.