AHead for Insurance. AHeart forNonprofits 7
PricedRight
With 25 years of claims experience, wenow
know that nonprofits are eminently insurable
risks.We are able toprice policies appropri-
ately so that ourmembers don’t have to face
the significant price fluctuations typical of the
commercial insurancemarketplace.
CustomizedCoverage
Weunderstandnonprofits, andhave designed
ourNonprofits’OWN insurance policies to
meet theuniqueneeds of nonprofits. The
primary focus of our policy forms is to cover
what goeswrong at nonprofits. It is our inten-
tion to cover asmany insurable risks as pos-
sible, rather than to avoidproviding coverage.
Professional Partners
Weworkwith independent insurance brokers,
who represent the interests of nonprofits in
their communities. The brokers’ role is to
help thenonprofits select the right coverages
for their risks and toprovide expert advice
about implementing appropriate loss
mitigation strategies.
AnOunceofPrevention
We provide free training and services to
help thenonprofitswe insure become
even stronger organizations.Whenever
possible, wehelpprevent accidents and
injury fromhappening; andwhen it does,
wehelp ourmembers avoid the stress that
can result from the litigationprocess. This
investment pays off for everyone.Good risk
management policies and training keepour
members’ organizations running safely and
helps protect their clients, employees, and
volunteers from injury.
Strengthening theNonprofitSector
Purchasing liability insurance through
theNonprofits InsuranceAllianceGroup
keeps nonprofit dollarsworking for our
communities. Eachnonprofit that joins us
ismaking thenonprofit community stron-
ger by pooling its resources in service to the
sector, rather than letting thembe drained
out as profits to others.
“Nothing ismore important tous than
protecting theyoungparticipants inour
programs.ThroughNIAC,wehaveaccess
to significantlydiscountedbackground
checkswhichhelpusensure the safety
ofour volunteer staff andparticipants.”
—TomMcCandless, LeadershipConcepts
