Nonprofits Insurance Alliance

A head for insurance. A heart for nonprofits.

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    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
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    • Companion Programs
      • Auto Physical Damage (ANI)
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Home / Coverages / NONPROFITS OWN® / Social Service Professional Liability / Social Service Professional Details

Social Service Professional Details

Highlighted Features of our NONPROFITS OWN® Nonprofit Professional Liability Coverage

(All included at no additional charge, unless noted)

  • Defense costs outside the policy limits
  • Separate limits from the General Liability Coverage Form
  • Various limits available: aggregate limit to $3 million
  • Umbrella limits to $10 million available
  • Prior Acts Coverage available for additional charge
  • Reimbursement of wages for an employee suspended from work with pay during an investigation limit $10,000
  • Broad definition of insured includes nonprofit organization as well as medical services provider for counseling, evaluation, and nursing services if a volunteer or employee of the organization and includes all other employees and volunteers, as well as interns and students-in-training and individual independent contractors
  • Nonprofit member (other than medical service providers) covered for alleged improper oversight or supervision of medical professionals (see policy conditions applying to medical service providers)
    • Acupuncturists
    • Adoption service employees
    • Aides
    • Assisted living providers
    • Certified nursing assistants
    • Childcare workers
    • Chiropractors
    • Counselors
    • Daycare providers
    • Educators
    • Home health aides
    • Instructors
    • LPNs
    • Mentors
    • Nurse assistants
    • Nutritionists
    • Opticians
    • Phlebotomists
    • Psychotherapists
    • Psychologists
    • Resident home care providers and supervisors
    • RNs
    • Social workers
    • Teachers
    • Therapists
    • Tutors
    • Veterinarians

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Learn More

  • Flip through our 2021 Annual Report
  • Our Enduring Commitment to the Nonprofit Sector
  • Top 10 Reasons 501(c)(3) Nonprofits Rely on NIA
  • Help Us Win our Fight for Nonprofits in Congress with the Nonprofit Property Protection Act
View Our FAQ
Get a Quote
  • List of Coverages
  • NONPROFITS OWN®
    • Commercial General Liability
    • Directors and Officers Liability
    • Flat Rate D&O
    • Improper Sexual Conduct and Physical Abuse Liability
    • Social Service Professional Liability
      • Social Service Professional Details
    • Employee Benefits Liability
    • Business Auto Liability
    • Non-Owned/Hired Auto Liability
    • Umbrella Liability
    • Auto Physical Damage (NIAC)
    • Businessowners Property (NIAC)
    • Employee/Volunteer Dishonesty (NIAC)
  • Companion Programs

Learn More

  • See States Covered
  • Watch Video
  • FAQs

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Sustainability & Equity Practices
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Start Here: Working with NIA
    • Submit 501(c)(3) Nonprofit Business
    • Become an Appointed Broker
    • States Covered
    • Broker FAQ
  • Events
    • Webinars
    • Live Q & A
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Fair Pricing
  • Blog
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  • Get a Quote

  

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AM Best A IX (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A IX (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
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Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2022 AMS.