Nonprofits Insurance Alliance

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    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
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Home / Coverages / NONPROFITS OWN® / Non-Owned/Hired Auto Liability / Non-Owned/Hired Auto Details

Non-Owned/Hired Auto Details

Highlighted Features of Non-Owned/Hired Auto Liability

(All included at no additional charge, unless noted)

Non-Owned Auto Liability Highlighted Features

  • Covers autos the nonprofit doesn’t own, lease, rent, borrow, or hire used in connection with the nonprofit’s business
  • $1,000,000 limits
  • Coverage designed to extend to the nonprofit organization and its drivers
  • Includes autos owned by the nonprofit’s employees and volunteers
  • Excess over the employee’s or volunteer’s personal auto policy
  • Umbrella, if applicable, follows form
  • Low minimum premium
  • Hired Auto Liability Highlighted Features
  • Covers autos which the nonprofit leases, hires, rents or borrows (other than employees’ or volunteers’ auto)
  • $1,000,000 limits
  • Coverage designed to extend to the nonprofit organization and its drivers
  • Excess over the rental company’s policy
  • Umbrella, if applicable, follows form
  • NIAC: Hired Auto Physical Damage Coverage available subject to deductible – eliminates costly daily physical damage waivers charged by rental companies.
  • ANI: Hired Auto Physical Damage Coverage available for an additional premium, subject to a deductible (HAPD
    written by SRCS Elite).
  • Low minimum premium

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Learn More

  • Flip through our 2021 Annual Report
  • Our Enduring Commitment to the Nonprofit Sector
  • Top 10 Reasons 501(c)(3) Nonprofits Rely on NIA
  • Help Us Win our Fight for Nonprofits in Congress with the Nonprofit Property Protection Act
View Our FAQ
Get a Quote
  • List of Coverages
  • NONPROFITS OWN®
    • Commercial General Liability
    • Directors and Officers Liability
    • Flat Rate D&O
    • Improper Sexual Conduct and Physical Abuse Liability
    • Social Service Professional Liability
    • Employee Benefits Liability
    • Business Auto Liability
    • Non-Owned/Hired Auto Liability
      • Non-Owned/Hired Auto Details
    • Umbrella Liability
    • Auto Physical Damage (NIAC)
    • Businessowners Property (NIAC)
    • Employee/Volunteer Dishonesty (NIAC)
  • Companion Programs

Learn More

  • See States Covered
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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
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    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • Commercial General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Start Here: Working with NIA
    • Submit 501(c)(3) Nonprofit Business
    • Become an Appointed Broker
    • States Covered
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    • Addresses, Phone & Map
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    • NIAC Member Loan Fund
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AM Best A IX (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A IX (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
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Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2022 AMS.