Nonprofits Insurance Alliance

A head for insurance. A heart for nonprofits.

  • Home
  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
    • Help Us Win our Fight for Nonprofits in Congress
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Events
    • Conferences
    • Webinars
  • Secure Login
    • Forgot Your Password?
    • Need a Login?
members and growing
  • Get a Quote
  • Secure Login
  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Learn More about Working with Us
    • Request a Direct Appointment
    • States Covered
    • New Business Applications
    • Broker FAQ
  • Events
    • Webinars
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Stable Pricing
  • Blog
  • Webinars
  • Get a Quote
  • Get a Quote
Home / Coverages / NONPROFITS OWN® / Employee Benefits Liability

Employee Benefits Liability

This coverage is purchased as an endorsement to the Commercial General Liability policy. It is intended to cover damages from your organization’s negligent handling of the administration of your employee benefits program.

Enhanced Coverage of NONPROFITS OWN® Employee Benefits Liability

Summaries of key features only. Actual policy language will differ.

  • No deductible
  • Full policy limits of $1M applies
  • Includes claim investigation costs and legal expenses

Employee Enrolled in Wrong Plan:

An employee was enrolled in the wrong dental plan and when her dentist discovered this he refused to finish treatment. We paid for a dentist in the other plan to finish the treatment at a reduced cost of $385.

Employee not Enrolled in Life Insurance Plan:

An employee who was supposed to be enrolled in a life insurance plan had her application misplaced and then died. Her beneficiary made a claim and we were prepared to pay the full $25,000 benefit when the life insurance company stepped up to the plate and paid the claim subject to our paying the premium that would have been due, which amounted to $180.

Learn More

  • Flip through our 2019 Annual Report
  • Our Enduring Commitment to the Nonprofit Sector
  • Top 10 Reasons 501(c)(3) Nonprofits Rely on NIA
  • Help Us Win our Fight for Nonprofits in Congress with the Nonprofit Property Protection Act
View Our FAQ

Thanks for providing an alternative insurance source and for taking the time to understand your nonprofit clients.

Get a Quote
  • List of Coverages
  • NONPROFITS OWN®
    • General Liability
    • Directors and Officers Liability
    • Flat Rate D&O
    • Improper Sexual Conduct and Physical Abuse Liability
    • Social Service Professional Liability
    • Employee Benefits Liability
    • Business Auto Liability
    • Non-Owned/Hired Auto Liability
    • Umbrella Liability
    • Auto Physical Damage (NIAC)
    • Businessowners Property (NIAC)
    • Employee/Volunteer Dishonesty (NIAC)
  • Companion Programs

Learn More

  • See States Covered
  • Watch Video
  • FAQs

Search

  • Secure Login
  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Learn More about Working with Us
    • Request a Direct Appointment
    • States Covered
    • New Business Applications
    • Broker FAQ
  • Events
    • Webinars
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Stable Pricing
  • Blog
  • Webinars
  • Get a Quote

  

  • Follow Us on LinkedIn
  • Follow Us on Facebook

AM Best A VIII (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A VIII (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
© AMS. All rights reserved.

Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2021 AMS.