Nonprofits Insurance Alliance

A head for insurance. A heart for nonprofits.

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  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
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    • NONPROFITS OWN®
      • General Liability
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      • Flat Rate D&O
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      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
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      • Auto Physical Damage (ANI)
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Home / Benefits of Membership / Stable Pricing

Stable Pricing

It’s really very simple; we charge a fair and sustainable price for the coverages nonprofits need. Our  members know that they need not worry about wild price fluctuations from year to year with us.

Of course, a nonprofit that is growing will present a higher risk profile through new activity and can expect a commensurate increase in premium to reflect that growth. And sometimes, we need to increase prices on certain types of coverage because of changes in the environment. For example, since 2007, we have noticed a significant and sustained increase in the cost of Employment Practices claims. While this is more pronounced in California, it is a trend nationwide. When we find it necessary to increase prices to protect our members from changes like this, we let our brokers and our members know about the anticipated increases well in advance to allow them to budget properly.

Learn More

  • Flip through our 2019 Annual Report
  • Our Enduring Commitment to the Nonprofit Sector
  • Top 10 Reasons 501(c)(3) Nonprofits Rely on NIA
  • Help Us Win our Fight for Nonprofits in Congress with the Nonprofit Property Protection Act
View Our FAQ

Thanks for providing an alternative insurance source and for taking the time to understand your nonprofit clients.

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What about pricing?

What about pricing?
  • Publications
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  • Secure Login
  • About
    • Nonprofits Insurance Alliance®
    • Mission & History
    • Financials
    • Employment
    • Boards of Directors
    • Senior Leadership
    • In the News
    • Videos
    • States Covered
    • Our Members
    • What Our Members Are Saying
    • FAQs
  • Coverages
    • List of Coverages
    • NONPROFITS OWN®
      • General Liability
      • Directors and Officers Liability
      • Flat Rate D&O
      • Non-Owned/Hired Auto Liability
      • Umbrella Liability
      • Businessowners Property (NIAC)
      • Improper Sexual Conduct and Physical Abuse Liability
      • Social Service Professional Liability
      • Employee Benefits Liability
      • Business Auto Liability
    • Companion Programs
      • Auto Physical Damage (ANI)
      • Businessowners Property (ANI)
      • Employee Dishonesty (ANI)
      • Participant/Volunteer Accident
  • Insurance Brokers
    • Learn More about Working with Us
    • Request a Direct Appointment
    • States Covered
    • New Business Applications
    • Broker FAQ
  • Events
    • Webinars
    • Conferences
  • Contact
    • Report a Claim
    • Addresses, Phone & Map
    • Business Continuity Plan
    • Disclaimers
  • Benefits of Membership
    • Publications
    • Services
    • Tools
    • Training and Education
    • NIAC Member Loan Fund
    • Dividend Plan
    • Stable Pricing
  • Blog
  • Webinars
  • Get a Quote

  

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AM Best A VIII (Excellent) Rating

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state. NIAC, ANI, and NANI are AM Best A VIII (Excellent) insurers with 501(c)(3) nonprofit status. Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS).
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Nonprofits Insurance Alliance® (NIA) is a brand of Alliance Member Services® (AMS). © 1996–2021 AMS.