Frequently Asked Questions

Directors and officers liability coverage is intended to cover damages resulting from the wrongful acts of the directors and officers of your nonprofit. Directors and officers liability coverage extends to types of claims that are not covered under the commercial general liability policy. Among the items a good directors and officers policy should include is broad coverage for all types of employment-related actions, including allegations of wrongful termination, harassment, discrimination and failure to hire. It should also pay for defense costs as they are incurred, not on a reimbursement basis.